ICICI Lombard Personal Accidental Policy
ICICI Lombard’s Personal Accidental policy is now available as a standalone product for our customers. It provides a fixed benefit in case of unfortunate death or permanent disability in case of accident of the customer. Policy also covers the hospitalisation expenses, occurred due to an accident, of INR 1000 daily for 30 days. This is an annual premium policy subject to renewals. Annual Premium is INR 135 (No tax applicable).
Product features
- In case of accidental death of customers INR 1.25 lakh benefit is payable to the nominee and INR 1.25 lakh benefit is provided for permanent total disability
- Daily cash benefit of INR 1000 for a maximum of 30 days for 24 hours confinement in hospital due to accident
- Protects customer against loss of income when he/she cannot go to work due to accident
- Low premium product
- Premium is same for all age groups
- No medicals are required in this product even above the age of 45 years
- No documentation is required for policy booking
- Policy COI is issued immediately
- ICICI Lombard has a very good track record of claim payments
Age: 20 – 55 years
Policy Term: 1 year
